You don't have to pay undergrad loans back right away! You get to defer them if you are a graduate student and they will postpone you paying them back until you're graduated ( you do have to file paperwork, but it's really easy. )

Moving . . . is hard. Yeah, but I think in the long run sometimes you have to admit to get ahead you might put yourself in the hole a bit. Does the Boston school have any employment opportunities ( work study or otherwise? ) for its students? It might be easier to get a school job to help make ends meet while you look for something better.

It seems like a lot, but if you parse it down bit by bit anything can become manageable :3